Beef Tostadas Refried Beans

Savory Beef Tostadas with refried beans, vibrant fresh toppings, and a sprinkle of cheese. Pin it
Savory Beef Tostadas with refried beans, vibrant fresh toppings, and a sprinkle of cheese. | recipescooked.com

This dish features crispy corn tostadas topped with savory ground beef cooked with a blend of spices, alongside warm, creamy refried beans. Fresh iceberg lettuce, diced tomatoes, shredded cheese, cilantro, radishes, sour cream, and ripe avocado add vibrant flavors and textures. Quick to prepare, it combines rich beef seasoning with smooth beans and fresh toppings to create a balanced, hearty meal perfect for any weeknight.

I used to think tostadas were just tacos that gave up, until a neighbor handed me one over the fence on a sweltering July evening. The shell shattered perfectly under my teeth, and suddenly I understood—this wasn't about convenience, it was about texture. That crunch against warm beans and spiced beef changed everything. Now I make them whenever I need dinner to feel like a small celebration.

The first time I made these for my kids, my youngest stacked his so high the whole thing collapsed onto his plate, and he just laughed and kept eating with a fork. That mess became the standard—we stopped worrying about neatness and started loading them up with everything we had in the fridge. Some nights we add pickled jalapeños, other times just extra lime, and it always works.

Ingredients

  • Ground beef (1 lb, 85% lean): The right fat ratio keeps the meat juicy without leaving a greasy puddle, and browning it properly builds the foundation for all those spices to cling to.
  • Onion and garlic: Chopped fine so they melt into the beef, adding sweetness and depth without chunky bits that slide off the tostada.
  • Chili powder, cumin, smoked paprika, oregano: This blend brings warmth and complexity, the kind that smells so good your neighbors will text asking what you are cooking.
  • Tomato sauce or salsa: Just enough to bind the spices and add a hint of tanginess, turning crumbly meat into a cohesive, saucy filling.
  • Refried beans (15 oz can): Warmed with a splash of water, they spread smooth and creamy, acting like edible glue that holds toppings in place.
  • Corn tostada shells (8 shells): Store bought saves time, but baking your own from corn tortillas takes only minutes and tastes incredible.
  • Shredded lettuce, diced tomatoes, cheese: Fresh crunch and cool contrast against the warm, savory base—these are non negotiable.
  • Cilantro, radishes, sour cream, avocado, lime: Bright finishes that turn each tostada into something vibrant and alive, not just filling.

Instructions

Brown the beef:
Heat your skillet over medium heat and add the ground beef, breaking it apart as it sizzles and browns for about 5 to 6 minutes. If excess fat pools in the pan, drain it off so the spices do not get greasy.
Build the flavor base:
Toss in the chopped onion and minced garlic, stirring until they soften and smell sweet, about 2 to 3 minutes. Add chili powder, cumin, smoked paprika, oregano, salt, and pepper, cooking for another minute until the spices bloom and fill your kitchen with warmth.
Simmer with tomato:
Stir in the tomato sauce or salsa and let everything bubble gently for 3 to 4 minutes until the mixture thickens and clings to the beef. Remove from heat and set aside.
Warm the beans:
In a small saucepan over low heat, warm the refried beans, adding a tablespoon or two of water if they look too thick. Stir until smooth and spreadable, like soft peanut butter.
Assemble the tostadas:
Lay out the tostada shells on plates, spread each with a generous layer of warm beans, then pile on the seasoned beef. Top with lettuce, tomatoes, cheese, cilantro, radishes if you have them, sour cream, and avocado, finishing with a squeeze of lime.
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One weekend I set up a tostada bar for friends, laying out bowls of toppings and letting everyone build their own. Watching people debate whether radishes belonged on top or avocado went first reminded me that food tastes better when it feels personal. We ate standing around the counter, lime juice dripping onto our wrists, and nobody missed sitting down at a formal table.

Swapping the Protein

Ground turkey or chicken work beautifully here if beef is not your thing, though I add a drizzle of olive oil to the pan first since leaner meats can stick and dry out. Season them exactly the same way—the spices do the heavy lifting. I have even crumbled leftover rotisserie chicken into the tomato mixture and simmered it for a few minutes, which saved time and tasted just as satisfying.

Making Your Own Shells

If you have corn tortillas sitting around, brush them lightly with oil, lay them on a baking sheet, and bake at 400 degrees Fahrenheit for 6 to 8 minutes per side until golden and crisp. They puff slightly and smell like toasted corn, and the texture beats store bought every time. Just watch them closely in the last minute because they go from perfect to burnt fast.

Adjusting the Heat and Extras

I keep pickled jalapeños in the fridge for nights when someone wants a kick, and a dash of hot sauce mixed into the sour cream turns it into a creamy, spicy drizzle. If radishes are not in season, thinly sliced cabbage adds the same crisp bite. For a gluten free meal, double check that your tostada shells are pure corn and read the refried bean label, since some brands sneak in additives.

  • Let the cooked beef rest for a minute before assembling so it is not piping hot and wilting the lettuce instantly.
  • Keep lime wedges within reach because that bright acidity cuts through the richness and makes every bite feel lighter.
  • Leftover beef and beans store separately in the fridge for up to three days, perfect for quick lunches on fresh shells.
Close-up of crispy Beef Tostadas; layers of seasoned beef and creamy beans ready to eat. Pin it
Close-up of crispy Beef Tostadas; layers of seasoned beef and creamy beans ready to eat. | recipescooked.com

These tostadas show up on my table more often than I plan because they are fast, flexible, and always feel like a treat. Make them your own, pile them high, and do not worry if things get messy—that is half the fun.

Common Recipe Questions

Brush corn tortillas lightly with oil and bake at 400°F (200°C) for 6–8 minutes per side until crisp and golden.

Yes, ground turkey or chicken work well as leaner alternatives while maintaining the dish’s flavor.

The beef is seasoned with chili powder, ground cumin, smoked paprika, dried oregano, salt, and black pepper for a rich, smoky taste.

Warm the refried beans gently, adding a little water as needed, and stir until smooth and spreadable.

Ensure the tostada shells are made from 100% corn and check the beans' packaging to confirm they are gluten-free.

Iceberg lettuce, diced tomatoes, shredded cheddar or Monterey Jack cheese, cilantro, radishes, sour cream, and ripe avocado add freshness and texture.

Beef Tostadas Refried Beans

Crispy tostadas layered with beef, creamy beans, fresh veggies, and a sprinkle of cheese for a tasty meal.

Prep 20m
Cook 25m
Total 45m
Servings 4
Difficulty Easy

Ingredients

Beef

  • 1 lb ground beef, 85% lean
  • 1 small onion, finely chopped
  • 2 cloves garlic, minced
  • 1 tbsp chili powder
  • 1 tsp ground cumin
  • 1/2 tsp smoked paprika
  • 1/2 tsp dried oregano
  • 1/2 tsp salt
  • 1/4 tsp black pepper
  • 1/4 cup tomato sauce or salsa

Beans

  • 1 (15 oz) can refried beans, warmed
  • 2 tbsp water, optional to loosen

Tostadas

  • 8 corn tostada shells

Toppings

  • 1 cup shredded iceberg lettuce
  • 1 cup diced tomatoes
  • 1/2 cup shredded cheddar or Monterey Jack cheese
  • 1/4 cup chopped fresh cilantro
  • 1/4 cup sliced radishes, optional
  • 1/4 cup sour cream
  • 1 ripe avocado, sliced or diced
  • Lime wedges for serving

Instructions

1
Brown the beef: Heat a large skillet over medium heat. Add ground beef and cook, breaking it apart, until evenly browned, about 5 to 6 minutes. Drain excess fat if needed.
2
Cook aromatics: Add finely chopped onion and minced garlic to the skillet. Sauté until softened, approximately 2 to 3 minutes.
3
Season the beef: Incorporate chili powder, ground cumin, smoked paprika, dried oregano, salt, and black pepper into the beef mixture. Cook for 1 minute until fragrant.
4
Simmer with tomato sauce: Stir in tomato sauce or salsa. Reduce heat and simmer for 3 to 4 minutes until the mixture thickens. Remove from heat.
5
Warm refried beans: In a separate saucepan, heat the refried beans over low heat. Add water as needed to achieve a smooth, spreadable consistency.
6
Assemble tostadas: Arrange tostada shells on serving plates. Spread each with warm refried beans, then layer with the seasoned beef mixture.
7
Add toppings and serve: Top each tostada with shredded lettuce, diced tomatoes, shredded cheese, chopped cilantro, radishes if desired, sour cream, and avocado slices. Serve immediately with lime wedges.
Additional Information

Equipment Needed

  • Large skillet
  • Saucepan
  • Spatula
  • Mixing spoon
  • Knife and cutting board

Nutrition (Per Serving)

Calories 510
Protein 28g
Carbs 46g
Fat 23g

Allergy Information

  • Contains dairy from cheese and sour cream.
  • Contains corn from tostada shells.
  • Check bean and tostada packaging for gluten or other allergen presence.
Olivia Barnes

Sharing easy, wholesome recipes and kitchen inspiration for everyday home cooks.