01 - Warm the heavy cream in a small saucepan over medium heat until it just begins to simmer. Do not boil.
02 - Remove the saucepan from heat. Add the chopped chocolate and let sit for 2 minutes. Whisk until smooth and fully melted.
03 - Beat the softened cream cheese with powdered sugar and vanilla extract in a medium bowl until smooth and creamy.
04 - Gradually pour the warm chocolate mixture into the cream cheese mixture, whisking constantly until well combined and silky.
05 - Transfer to a serving bowl and serve immediately with an assortment of fresh fruit for dipping.