01 - Preheat your oven to 375°F.
02 - Arrange tortilla chips in a mini muffin tin, pressing gently to form stable cup shapes, using one chip per cup.
03 - Distribute both shredded cheeses evenly among the chip cups, filling each about halfway.
04 - Top each cup with black beans, cherry tomatoes, black olives, jalapeño slices, and red onion, distributing ingredients evenly.
05 - Bake in the preheated oven for 8 to 10 minutes, until cheese is completely melted and bubbly.
06 - Remove the muffin tin from the oven using oven mitts and let the cups cool for 2 to 3 minutes before handling.
07 - Top each warm cup with a small dollop of sour cream and a sprinkle of fresh cilantro.
08 - Transfer to a serving platter and serve warm with salsa or guacamole on the side.